Free childcare value calculator

Estimate the annual value of funded childcare hours using your local authority’s 2026–27 rate.

Enter your expected adjusted net income in pounds for the whole current tax year, not a monthly amount.

About this estimate

Rates come from the Department for Education (DfE) 2026–27 Early Years Funding Rates workbook. Check the GOV.UK eligibility checker for current rules. This is not a provider bill or a full eligibility decision.

The salary-sacrifice comparison assumes the ANI entered is employment income before this additional salary sacrifice, standard 2026–27 England, Wales and Northern Ireland Income Tax and employee National Insurance, no other income or deductions, and that the other parent qualifies. Its childcare-cost estimate values funded hours at local-authority funding rates; provider charges and out-of-pocket spending can differ.

It does not model pension annual allowance, existing or employer contributions, carry-forward, tapered allowance, money purchase annual allowance, employer availability, or tax charges. Check pension annual allowance.